How to apply for credit in three easy steps....
- Browse our site, choose your product and proceed to the checkout
- Enter your details and select one of the finance options below
- After your details have been submitted a decision will be made within 4 working hours
Finance Examples
Option 1: 6 Months Interest Free - 0% APR Representative
- Purchase Price
- £1,000.00 (inc. £20 insured delivery)
- Deposit
- £100.00 (10%)
- Finance Fee
- £0.00
- Finance
- £900.00
- APR Representative
- 0%
- Interest Rate
- 0% p.a. fixed
- 6 Monthly Repayments of
- £150.00
- Total Payable
(inc. deposit and fees) - £1,000.00
Option 2: 24 Months Finance - 15.9% APR Representative (Annual Rate 15.9%)
- Purchase Price
- £1,000.00 (inc. £20 insured delivery)
- Deposit
- £100.00 (10%)
- Finance Fee
- £0.00
- Finance
- £900.00
- APR Representative
- 15.9%
- Interest Rate
- 15.9% p.a. fixed
- 24 Monthly Repayments of
- £43.57
- Total Payable
(inc. deposit and fees) - £1,145.68
Option 3: 36 Months Finance - 15.9% APR Representative (Annual Rate 15.9%)
- Purchase Price
- £1,000.00 (inc. £20 insured delivery)
- Deposit
- £100.00 (10%)
- Finance Fee
- £0.00
- Finance
- £900.00
- APR Representative
- 15.9%
- Interest Rate
- 15.9% p.a. fixed
- 36 Monthly Repayments of
- £31.13
- Total Payable
(inc. deposit and fees) - £1,220.68
During the checkout process you will be redirected to the Novuna Finance online application form, allowing you to get a decision on your credit application within 4 working hours.
In order to apply for credit with Novuna Finance, you must:
- Be 18 or older
- Be either:
- In permanent paid employment (over 16 hours a week)
- Retired and receiving a pension
- In receipt of an invalidity or incapacity benefit
- A house-person with a partner in permanent paid employment
- Self-employed
- Be a UK resident (minimum of 12 months)
- Be able to provide acceptable proof of address and proof of signature
- Be able to make payments by direct debit
- Be purchasing the watch for personal use and not business use
Credit subject to status and affordability - Terms & Conditions apply.
Credit is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital UK PLC authorised and regulated by the Financial Conduct Authority.
